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Members of the Board
Tony Carter
Chair | Director
Peter White AM
Managing Director | FBAA Life Member
Clive Kirkpatrick
Deputy Chair | Director
Felicity Heffernan
Director
Barry Honey
Director
Nick Wormald
Director
Stephen Rasmussen
Director | FBAA Life Member
Brett Spencer
Director
David Traynor
Director
Jill Fleck
Director
Tony Carter
Chair | Director
Tony Carter has been involved with the motor and finance industry for more than 40 years, including over 20 years as a Dealer Principal and Director of three motor dealerships. He has been engaged with finance since his early career days at AGC and was a licensed finance broker in WA from 2004 to 2013, ending as an ACL holder when he resigned from the motor dealership position. Today, Tony holds a credit representative role under his son’s company and runs his own vehicle and finance brokerage in WA.
Over the past 20 years Tony has been on three not-for-profit boards; BIZLINK (Chairman), Asthma Foundation WA (Chairman), and Asthma Australia (Director).
Tony was first elected to the FBAA Board in 2017.
Special Responsibilities
Chair of the FBAA Board of Directors
Chair of Nomination and Membership Committee
Member of Remuneration Sub-Committee
Member of Dispute Resolution Committee
Member of Concierge Advisory Forum
Peter White AM
Managing Director | FBAA Life Member
Peter White AM has vast experience in banking and finance, spanning more than four decades. He is highly engaged with government and industry regulators, ensuring and protecting the future of our industry and dealing with regulatory matters of the day.
Peter’s activities with FBAA include representation on the Advisory Board of the Small Business Association of Australia, as Chairman of the Global Board of Governors for the International Mortgage Brokers Federation (IMBF), and the industry’s passionate advocate for mental health awareness. Peter was awarded as a Member of the Order of Australia (AM) in the June 2019 Queen’s Birthday Honours List, for his significant service to the finance sector and to the community.
Peter has been an appointed member of the FBAA Board since 2016.
Special Responsibilities
Member of Finance, Audit, Investment and Remuneration Committee
Member of Governance Committee
Member of Nomination and Membership Committee
Member of Education Committee
Chair of International Mortgage Brokers Federation
Chair of Concierge Advisory Forum
Chair of the Commercial, Asset & Motor Forum
Member of Equity Release Advisory Forum
Government, media and strategy
Clive Kirkpatrick
Deputy Chair | Director
Clive Kirkpatrick is a successful executive with more than 30 years’ experience in banking and financial services both in Australia and offshore. He is experienced in strategy formulation and execution, business management, sales management and people leadership. Clive’s generalist background and sound understanding of marketing, product development, legal and compliance is supported by an MBA (Master of Business Administration). Clive has developed governance and directorship skills through GAICD and memberships and has a specialist knowledge and demonstrable capability in distribution.
Clive joined the FBAA board as an appointed director in 2020.
Special Responsibilities
Deputy Chair of the FBAA Board of Directors
Member of Finance, Audit, Investment, Remuneration Committee
Chair of Investment Sub-Committee
Member of Remuneration Sub-Committee
Member of Nomination and Membership Committee
Member of Concierge Advisory Forum
Felicity Heffernan
Director
Felicity Heffernan has been a business owner for 22 years and run her own mortgage brokerage since 2007. Based in Newcastle, NSW, she is also the author of two books and speaks publicly on assisting people who want financial freedom.
Felicity has served on the FBAA NSW State Council and as past NSW State President. She holds a strong advocacy position for the improvement of financial competencies to be lifted in Australia.
Felicity was first elected to the FBAA Board in 2020.
Special Responsibilities
Chair of Governance Committee
Barry Honey
Director
An experienced board director, Barry is a Chartered Accountant whose roles have included chairing HBF Health, Bethanie Group and Bethanie Housing as well as Churches of Christ in WA. He was a board member with Plan B Group Holdings Limited, Plan B Trustees Ltd, HBF Health, HBF Insurance, Westcare, together with various committees of the Uniting Church in Australia and major not-for-profit sports associations. Formerly the Partner in Charge of the Corporate Recovery Division of KPMG in Perth, Barry is presently a partner at Chartered Accountants, Honey & Honey. Barry brings a high level of governance and financial analytical skills as well as expertise in the oversight of undertakings in a ‘for-purpose’ environment.
Barry joined the board as an appointed director in 2021.
Special Responsibilities
Member of Finance, Audit, Investment, Remuneration Committee
Chair of Risk Sub-Committee
Chair of Remuneration Sub-Committee
Nick Wormald
Director
Nick Wormald is a certified mortgage finance professional and business finance specialist, working with Australia’s up and coming entrepreneurs to unlock growth with the right application of finance. Based in Sydney, Nick is a speaker, author and youth mentor.
Accumulating over 22 years experience in business investment, business strategy and management, Nick currently leads a team of finance professionals in his own business.
Nick has served on the FBAA NSW State Council and as past NSW State President. Nick was first elected to the FBAA Board in 2021.
Special Responsibilities
Member of Finance, Audit, Investment, Remuneration Committee
Member of Investment Sub-Committee
Member of Dispute Resolution Service
Member of State Presidents Liaison Group
Stephen Rasmussen
Director | FBAA Life Member
Stephen Rasmussen has been involved in the finance and banking industry for more than 40 years. He started in a branch environment, acquiring broad lending experience across retail and SME sectors, before starting his own broking business in 1995. Stephen joined FBAA as a member in 2000.
Stephen has served on the FBAA QLD State Council and as past QLD State President. He was first elected to the FBAA Board in 2016.
Special Responsibilities
Chair of Finance, Audit, Investment and Renumeration Committee
Member of Investment Sub-Committee
Chair of Equity Release Industry Advisory Committee
Brett Spencer
Director
bspencer@fbaa.com.au
Brett Spencer is a second-generation mortgage stalwart, having been actively involved in the Mortgage & Finance industry for over 30 years after starting his career working at the family-owned lender Interstar (now NAB Advantage). He then went onto to run the Stargate Group pioneering outsourced mortgage processing services by creating the first BPO (Business Process Outsourcing) operation for Mortgage Brokers and was instrumental in introducing the first Mortgage Broker CRM Systems in the early 2000’s (SymmetryCRM), used by over 5000 mortgage brokers prior to its acquisition by then ASX listed Rubik Financial Limited (RFL).
Brett also serves on the board of an advisory services firm, a responsible lending technology firm, a new to market fintech lender specialising in loans to Australia’s front-line responders and has been an investor and advisor to lenders, aggregators and regulators in Australia and abroad.
Brett has served the FBAA as State President for Victoria & Tasmania and was first elected to the FBAA Board in 2023.
Special Responsibilities
Chair of State Presidents Liaison Group
Member of Risk Sub-Committee
Member of the Governance Committee
David Traynor
Director
dtraynor@fbaa.com.au
David Traynor is a successful finance executive with nearly four decades of industry experience across international, national, regional and customer owned banks.
His roles have included Executive Management roles in sales, leadership, credit management, asset management, consulting and contract roles.
David’s recent roles have been focused on developing business growth strategies while maintaining sound credit disciplines. In 2005, in recognition of David’s skills and experience, he was awarded a Fellow of Finance by the Financial Services Institute of Australasia.
David has served on the FBAA NSW State Council and was first elected to the FBAA Board of FBAA in 2023.
Special Responsibilities
Member of Finance, Audit, Investment, Remuneration Committee
Member of Nomination and Membership Committee
Jill Fleck
Director
Jill commenced her Company Director journey in 2007 and has over 27 years’ experience in the finance sector.
She is a visionary with a deep commitment to advancing the FBAA mission. She volunteered on the FBAA WA Council with her final year holding the role of State President.
Continuously fuelling her professional growth, Jill is a Graduate of the AICD Company Directors Course.
Jill reflects unwavering enthusiasm for innovation and ethical governance and is a dedicated advocate for social causes.
Jill has served on the FBAA WA State Council and as past WA State President. Jill was first elected to the FBAA Board in 2023.
Special Responsibilities
Member of Finance, Audit, Investment, Remuneration Committee
Member of Nomination and Membership Committee